Instead of primary personal income, BTL affordability relies heavily on the Rental Income Multiplier. The projected rental income from the property must typically cover a minimum of 120% to 145% of the bank's rental payment rate under stressed financial market conditions.
ABOUT HALAL OPTIONS
Independent advice on halal alternatives to mortgages. For over 25 years we have helped UK families buy, refinance and invest in property without riba.
Blackburn Enterprise Centre, Furthergate, Blackburn BB1 3HQ
Your home may be at risk if you do not keep up payments on your Home Purchase Plan or any other finance secured on it.
Halal Options is the trading name of One Option Finance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA number 474933). Registered in England, company number 5321285.
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